Braces are costly, and ceramic ones are even more so. Without insurance coverage, ceramic braces typically cost between $4,000 and $8,000. The cost varies depending on several factors, one of which is the location of your orthodontist.
Orthodontists in high-end areas like California and New York tend to charge more than those located in low-income areas. The experience and qualifications of your orthodontist are other factors. Certified orthodontist tends to charge more than their uncertified counterparts.
Ceramic braces, also known as clear braces, are more expensive than traditional braces. If you can’t afford to pay for your braces outright, there are payment options to explore. We discuss them below. However, before we touch on that, let’s consider the factors affecting the costs of ceramic braces.
Factors Affecting Ceramic Braces Cost
- Material and Quality: The material used in ceramic braces can influence their prices. For instance, ceramic brackets with advanced features like stain-resistant coatings cost more than those without such features. There are also high-quality ceramic braces with greater durability and aesthetic properties. These braces are more expensive than their inferior counterparts.
- Treatment Complexity: Individuals with severe orthodontic issues, such as deep overbite, severe crowding, or crossbite, require more attention from their orthodontist. This often results in more treatment times, which can increase the overall cost of a brace. Conversely, individuals with less severe dental issues require less attention from their dentist. The result? Decreased orthodontic treatment cost.
- Orthodontist’s Expertise: The more experienced the orthodontist, the more they are likely to charge. The same goes for qualified orthodontists and those with reputations for excellence. On the other hand, those with less experience and little reputation may settle for lower fees.
Average Ceramic Braces Prices
The national average cost of ceramic braces ranges from $4,000 to $8,000. The price varies depending on factors such as the length of treatment, material and quality, and complexity of treatment.
The geographical region also plays a significant role in determining the cost of clear braces.
Below is a table showing the regional cost variances:
| State/ City | Average Cost |
| New York City | $4,000 – $8,500 |
| Los Angeles | $4000 – $8000 |
| Florida | $4,500 – $7,500. |
| California | $5,500 – $8,500 |
| Houston | $5,000 – $8,000 |
| Jersey City | $4,500 – $7,000 |
| Jacksonville | $3,500 – $8,000 |
| North Miami Beach | $5,000 – $8,000 |
| Johnson City | $3,000 – $7,000 |
| Illinois | $4,000 – $8,000 |
Aside from the base cost, patients should consider additional costs that could add up during the course of treatment. Below is a table showing the extra expenses and cost range:
| Additional Expenses | Potential Cost Range |
| Initial Consultation Fee | $100 – $200 |
| Retainer ( after removing braces) | $100 – $500 |
| Additional Treatment Fee | Varies based on individual needs |
| Financing Charges | Interest may vary |
While budgeting for a clear brace, ensure you factor in additional expenses. This will help ensure you aren’t caught by surprise when they pop up later.
Payment Options for Ceramic Braces
There are a few payment options are available for patients who can’t afford to purchase ceramic braces outright. These options include:
Insurance Coverage
Most traditional health insurance doesn’t cover orthodontic treatments, as they are regarded as cosmetic procedures. However, some dental insurance covers orthodontic treatments. Coverage depends on the plan, insurance provider, and type of treatment required.
Ensure you check your dental plan material to confirm whether it covers orthodontic treatment. If it doesn’t, you can purchase supplementary orthodontic insurance. It works alongside your primary dental insurance.
Supplementary orthodontic insurance helps cover the cost of your treatment by 25% or 50%, with lifetime maximum benefits between $1,000 and $3,000. It’s suitable for all types of braces, including lingual braces, ceramic braces, self-ligating braces, clear aligners, and traditional metal braces.
Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs)
Flexible spending accounts (FSAs) and health savings accounts (HSAs) are other payment options to consider. They are special accounts that allow you to set aside pre-taxed dollars for qualified dental expenses, including the cost of orthodontic treatments.
HSAs and FSAs are regarded as “use it or lose it” accounts. This means you are required to use most or all of the available funds before the end of each year. However, some plans may allow you to transfer some of the unused funds to the following year.
Remember that you can only use your FSAs and HSAs to supplement dental expenses not covered by your insurance or other plans.
Payment Plans and Financing Options
Need help to pay for your ceramic braces but lack insurance? No problem! Many orthodontic clinics offer in-house payment plans that help pay for braces.
With these plans, patients can spread their treatment costs over a suitable period, typically with a deposit required at the start of treatment.
Before settling for an orthodontist, ask if they offer payment plans. If yes, ask if it comes with interest, additional fees, or a down payment.
In addition to payment plans, you can consider third-party financing options like CareCredit, LendingClub, or Cherry. They help settle the full cost of treatment and allow you to repay it gradually. Plus, they offer quick or instant approval, allowing you to start treatment right away.
Conclusion and Next Steps
Ceramic braces cost more than traditional metal braces. Their price varies depending on factors such as material and quality, orthodontist’s experience, the severity of dental case, etc. Individuals who can’t afford to pay for their braces outright can explore payment options.
They include dental insurance plans, flexible spending accounts (FSAs) and health savings accounts (HSAs), payment plans, and other financing options. Ensure you explore all payment options and consult your orthodontist to determine which suits your financial condition and alignment needs.
FAQs
What are ceramic braces?
Ceramic braces work similarly to metal braces. Unlike traditional metal braces, these braces use clear or tooth-colored ceramic brackets instead of metal brackets to straighten teeth.
What are the types of braces?
Common types of brace are clear aligners (invisible braces), traditional metal braces, lingual braces, self-ligating braces, and ceramic or clear braces.
What are the advantages and disadvantages of ceramic braces?
Advantages
- Less noticeable
- Preferred for treatment
- Customizable
Disadvantages
- Ceramic braces are less durable
- May stain
- Ceramic braces may cause longer treatment
Who are ceramic braces for?
Ceramic braces are Ideal for individuals who are self-conscious about wearing braces. Individuals who want their treatment to be discreet should also get ceramic braces. Ceramic braces can be expensive. However, If you need to wear braces that is visually appealing, ceramic braces are a popular choice.
Who needs to wear braces?
Individuals with crooked teeth, bite problems, or spacing issues may need to wear braces. Metal and ceramic braces are commonly used to fix these dental concerns, thus improving oral function and appearance.
